Saturday, November 7, 2009

What should i do if i fell for the IRS email scam?

i got an email . subject was Important Notice from refund@irs.org. it looked real and wasnt thinking at the time. it said i was eligible for $439.59 upon looking at my fiscal activity. i thought the irs scam warning was only for the stimulus payments and not the refunds. i was stupid and submitted my drivers license number,ssn,dob,name,address. i knew i did something wrong after i click submit.i called the irs and they told me to fill out a form at the ftc's website. and i did. the credit card i put in for to put the payment onto was a prepaid debit card. it didnt have anything on it and nothing went on it unless i put the money on. is there any thing else i can do to make sure my ssn and stuff are not misused?

What should i do if i fell for the IRS email scam?
File a police report with your local police. Many larger police departments do have special teams that investigate identity theft.





Forward a copy of the e-mail to Phishing@IRS.gov





Contact the issuer of the debit card and cancel it. Do NOT put any more money on that card.





Contact all 3 of the major credit reporting agencies and put a fraud alert on your name %26amp; SSN. Ideally you don't want ANY responses from the credit bureaus until you personally approve the release on a case by case basis. Monitor your credit report every 2 or 3 weeks to see if there are any unauthorized inquiries. If there are, notify the company that placed the inquiry that you are a victim of identity theft and did NOT apply for credit with them or authorized anyone to do so.





Notify the Social Security Administration -- in person at your local office would be best -- and ask them to notify you if they receive any income information from any source than your employer.





Contact the DMV and see if you can have your license replaced with a new one with a different number; some states will do that for you if you are a victim of identity theft.





Notify your bank and have them close all accounts and open new ones with new numbers.





Notify all credit card accounts and have them canceled and reissued with new numbers, security codes and PINs.





Act VERY quickly on this as the scammers WILL attempt to use your information to get credit in your name.





Edit: You absolutely MUST notify the credit reporting agencies!! The scammers will use the information you put on the site to open NEW credit accounts in YOUR name. Some may also put in address changes for any accounts that DO show up on your credit record so that everything will look like it's coming from the same address and YOU will be none the wiser until a skip-tracer tracks you down trying to collect on the debts!
Reply:Ohmigod!!!!!





Call all 3 credit bureaus also and ask them to put a fraud warning on your account.





Edit re your additional details: contacting the credit agencies isn't because of the debit card. These crooks now have enough info they could get credit in your name and really mess you up.
Reply:Contact the IRS IMMEDIATELY


and forward the email to them, they have an email just for people forwarding phishing emails, you can find it on their site


www.irs.gov
Reply:The IRS was warning people about scamer's. They said that they would never call or email people about their money. We have to be very careful because there are alot of people out there that dont give a hoot who they hurt.
Reply:Damn dude that sucks :(





Your first warning should have been when you saw irs.ORG instead of Gov.





Anyway I would contact the IRS ASAP and then the credit agencies.





Good luck
Reply:What You Can Do to Report Phishing, E-mail Scams and Bogus IRS Web Sites





If you receive an unsolicited e-mail communication claiming to be from the IRS, please forward the original message to: phishing@irs.gov using the instructions provided below. You may not receive an individual response to your e-mail because of the volume of reports we receive each day.





The IRS does not initiate taxpayer communications through e-mail. In addition, the IRS does not request detailed personal information through e-mail or ask taxpayers for the PIN numbers, passwords or similar secret access information for their credit card, bank or other financial accounts.


Do not open any attachments to questionable e-mails, which may contain malicious code that will infect your computer. Please be advised that the IRS does not initiate contact with taxpayers via e-mails.


How to forward a phishing e-mail


It is important that the original communication you received is included, as well as Internet headers. The following instructions will assist you in forwarding a phishing communication to the IRS.


check IRS website for more information.


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